Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Defendant - In a civil case, the person or organization against whom the plaintiff brings suit; in a criminal case, the person accused of the crime.⏎
Confirmation - Approval of a plan of reorganization by a bankruptcy judge.⏎
Creditor - A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.⏎
Community service - A special condition the court imposes that requires an individual to work – without pay – for a civic or nonprofit organization.⏎