Creditor - A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.⏎
Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Dismissal with prejudice - Court action that prevents an identical lawsuit from being filed later.⏎
Docket - A log containing the complete history of each case in the form of brief chronological entries summarizing the court proceedings.⏎
De novo - Latin, meaning "anew." A trial de novo is a completely new trial. Appellate review de novo implies no deference to the trial judge's ruling.⏎