Subpoena - A command, issued under a court's authority, to a witness to appear and give testimony.⏎
Voluntary transfer - A transfer of a debtor's property with the debtor's consent.⏎
Service of process - The delivery of writs or summonses to the appropriate party.⏎
Undue hardship - The most widely used test for evaluating undue hardship in the dischargeability of a student loan includes three conditions: (1) the debtor cannot maintain – based on current income and expenses – a minimal standard of living if forced to repay the loans; (2) there are indications that the state of affairs is likely to persist for a significant portion of the repayment period; and (3) the debtor made good faith efforts to repay the loans.⏎
Sentence - The punishment ordered by a court for a defendant convicted of a crime.⏎